Homes for Sale · Payne, Ohio

9 properties for sale in Payne

Live from the MLS, updated Nov 12, 2026, 12:10 PM ET. Median asking price $239,500. Every photo, the taxes and the full MLS detail on each one. Ask me whether any of them is priced right and I'll run the comparable sales.

By ZIP: 45880 (9)

Narrow it: On the Market 60+ Days (6) · Homes Under $250,000 (7) · Ranch and One-Story Homes (3)

9for sale
2under contract
$239,500median asking
$105,000lowest asking

Want to see two or three of these this week?

Tell me which ones and when you are free. I set up the showings, pull the comps first, and walk them with you reading the house the way somebody raised around construction reads it. Call or text 419-540-8659, or tell me what you want and I will search beyond this page.

Tell me what you're looking for

Payne, in numbers

Homes for sale
5 (+1 under contract)
Median asking price
$239,500
Median sold price, 2025 to 2026
$160,000 (31 sales)
Median days on market (sold)
69
Sold price per sq ft
$113
School district
Wayne Trace Local School District

HOA

Most of the homes for sale in Payne report no HOA on the MLS (5 of 5).

Schools

Every listing in Payne with a district on record is in the Wayne Trace Local School District, rated 3.5 of 5 stars overall on the 2025-26 Ohio School Report Card.

Taxes

On the resale homes for sale in Payne, annual property tax runs about 0.94% of the asking price, a median of $1,284 a year, as reported on the MLS.

What buyers ask about Payne

How many homes are for sale in Payne right now?

5 homes are for sale in Payne as of November 12, 2026. One more is under contract. 4 more listings are land, farm or commercial property, counted separately. One is a rental resort or similar business, left out of the price figures. The count comes from the MLS's public listing feed, checked every 6 hours; a listing whose seller opted out of internet display will not appear here.

How much do homes cost in Payne?

Asking prices in Payne run from $105,000 to $349,900, with a median asking price of $239,500. Homes that closed in Payne between January 1, 2025 and November 9, 2026 sold for a median of $160,000 across 31 sales, about $113 a square foot. Asking prices are what sellers hope for; the closed sales are what buyers paid. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2025 through November 9, 2026.

What is the price per square foot in Payne?

Asking prices on the 5 homes for sale in Payne run a median of $114 per finished square foot; homes that closed in Payne between January 1, 2025 and November 9, 2026 sold at a median $113 per square foot. Price per foot rewards small homes and punishes big ones, so use it to compare Payne with the next town over, not to price one house. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2025 through November 9, 2026.

How does Payne compare to nearby towns?

Payne closed at a median $160,000 on 31 sales between January 1, 2025 and November 9, 2026, a median 69 days on the market. Nearby towns over the same period: Toledo $155,000 on 2,713 sales, 44 days, Findlay $250,000 on 563 sales, 49 days, Perrysburg $390,000 on 480 sales, 48 days and Sylvania $341,000 on 445 sales, 40 days. Per finished square foot: Payne $113, Toledo $118, Findlay $160, Perrysburg $192 and Sylvania $167. Same source, same dates; the differences are what buyers paid, not a grade. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2025 through November 9, 2026.

Is Payne a good place to live?

In Payne: the median home for sale asks $239,500, homes sold for a median $160,000 from January 1, 2025 through November 9, 2026, the typical home was built around 1962, lots run about 0.28 acres, 1 listing is new construction and every listing is in the Wayne Trace Local School District (3.5 of 5 stars on the 2025-26 Ohio School Report Card). Today's median asking price sits 50% above what homes closed for this year. Walk two or three of the listings on this page with me and you will know in an afternoon whether it fits. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2025 through November 9, 2026.

What does a typical home for sale in Payne look like?

The median listing in Payne has 3 bedrooms and 1.5 bathrooms and about 1,326 finished square feet, built around 1962. Construction years on the market run from 1901 to 2024. Listing by listing, the asking price per finished square foot runs a median of about $114.

What kinds of homes are for sale in Payne?

Every home for sale in Payne right now is a single-family home.

What school district is Payne in?

Every listing in Payne with a district on record is in the Wayne Trace Local School District, rated 3.5 of 5 stars overall on the 2025-26 Ohio School Report Card. The district comes from each listing's MLS record; attendance zones move, so confirm the assigned schools for any specific address with the district.

How fast are homes selling in Payne?

Homes that closed in Payne between January 1, 2025 and November 9, 2026 were on the market a median of 69 days. The homes for sale right now have been listed a median of 11 days; that measures the ones still waiting, not how fast homes sell. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2025 through November 9, 2026.

How old are the homes in Payne?

The homes for sale in Payne were built between 1901 and 2024, with a median build year of 1962: 1960s and 1970s housing stock, and the homes that closed this year were a similar age. Age is on the MLS record for each listing; the roof, furnace and windows are on the inspection report, not here.

How far is Payne from downtown and the hospitals?

Measured in a straight line from the center of the homes for sale, Payne is about 73 miles from downtown Toledo, about 71 miles from ProMedica Toledo Hospital, about 70 miles from University of Toledo Medical Center and about 59 miles from Toledo Express Airport. Those are map distances, not drive times; traffic on the specific route decides the commute, and I will drive it with you at the hour you would.

Is Payne in a flood zone?

1 of the 20 homes that sold this year or are listed now in Payne (5%) sit inside FEMA's Special Flood Hazard Area, the 1-percent-annual-chance floodplain where a federally backed mortgage requires flood insurance. The flood map is drawn by the parcel, so check the specific address on FEMA's Map Service Center before you write an offer. Mapped November 10, 2026.

Are sellers in Payne reducing their asking prices?

2 of the 5 homes for sale in Payne (40%) are now priced below their original asking price, by a median 6.8%.

Is there new construction for sale in Payne?

1 home for sale in Payne is new construction or built in the last two years. The on-site sales rep represents the builder, so bring your own agent to the first visit.

What are property taxes like in Payne?

On the resale homes for sale in Payne, annual property tax runs about 0.94% of the asking price, a median of $1,284 a year, as reported on the MLS. New-construction listings are left out: until the county reassesses a finished home, the MLS shows the tax on the bare lot. The bill follows the county's assessed value and the levies of the school district and township, so two homes at the same price can differ; check the county auditor's record for a specific address.

Do homes in Payne have HOA fees?

Most of the homes for sale in Payne report no HOA on the MLS (5 of 5).

How big are the lots in Payne?

The median lot among the houses for sale in Payne is 0.28 acres (about 12,197 square feet), from the acreage on each MLS record.

How do I tour a home in Payne or find out what mine could sell for?

I'm Adam Geuy, a REALTOR with Blacktree Realty, and I work with buyers and sellers across Greater Toledo. Every active listing on this page links to its own page, where a Book a tour button goes straight to my calendar (Coming Soon homes open for showings on their on-market date), and a free market report if you want to know whether a home is priced right or what your own home in Payne could bring. Call or text me at 419-540-8659.

How many people live in Payne?

Payne had 1,418 residents in 451 households, median age 29.4, in the 2020-2024 American Community Survey. It counts 497 housing units, 82% of them single-family detached houses.

What is the median household income in Payne?

The median household in Payne earned $63,438 a year (2020-2024 ACS, in that period's dollars). 69% of occupied homes are owner-occupied; the median gross rent is $759 a month.

What are homes in Payne worth, according to the Census?

Owners in Payne put the median value of their homes at $112,000 in the 2020-2024 survey. That is an owner's estimate averaged over five years, not a sale price; the MLS median that actually closed this year is $160,000. The median home there was built in 1947.

Can I see these Payne homes with you instead of the listing agent?

Yes, and you should. The listing agent works for the seller. I set up the showings, pull the comparable sales before you walk in, and tell you what the house is worth rather than what it is priced at. Call or text 419-540-8659.

Why are there homes on this page that are not on Zillow?

Coming Soon listings post to the MLS before most portals show them, and some sellers opt out of portal syndication. This page pulls from the MLS feed directly.

How long is the commute from Payne?

71% of workers living in Payne got to work in under 30 minutes (2020-2024 ACS). That is the residents' own reported travel time, not a drive-time estimate for any address.

Computed from the live MLS listings on this page, updated Nov 12, 2026, 12:10 PM ET. Answers change as the listings do. Answers that name a source quote the municipality, county auditor, school district or association linked, read on the date shown; confirm anything you will rely on with that office. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

Blacktree Realty. Listing information is provided by Northwest Ohio Real Estate Information Systems (NORIS) through the Internet Data Exchange program and is deemed reliable but not guaranteed. Listings held by brokerages other than Blacktree Realty are identified with the listing brokerage's name. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings are provided courtesy of the Northwest Ohio Real Estate Information Systems, Inc. IDX Database. Data last updated Nov 12, 2026, 12:10 PM ET. Properties marked Coming Soon are not yet available for showings.