Cost to Join Country Clubs in Toledo, Ohio: 11 Clubs Ranked
Nine of the eleven clubs on this list will not tell you what it costs to join. The two that will are public courses. I checked every club site, the IRS filings and the four directories that claim to know. Inverness, Toledo Country Club, Sylvania Country Club, Highland Meadows, Stone Oak and Belmont publish categories and a form. Brandywine and Stone Ridge say call for rates. Eagle's Landing publishes $1,200 a year for one player, and Fallen Timbers publishes $23 for a weekday walking round. Heather Downs had a 2024 schedule up when I first checked, $2,400 a year for an individual; it has since come down. The part I can stand behind is the housing: on every NORIS closing from January 1 through October 16, 2026, homes inside the Stone Oak community closed at a median of $440,000, Belmont at $426,000, Fallen Timbers at $415,000 and the Stone Ridge Golf Club subdivision at $465,000, against $216,000 for the whole MLS.
So this post does two things. It tells you what each club says about itself, in its own words and with the fee question answered the only honest way, and it tells you what the houses around each one sold for this year, which nobody else has pulled. I pull the closings myself from the MLS, and I will tell you what a golf-course house of each era tends to need before you pay for the view.
Which Toledo-area clubs are private, and what do they say about joining?
The six private clubs, oldest first, with what their own websites say. Founding years and architects are the clubs' own claims where they make one; where a club does not, I say who does.
| Club | Town | Founded | Course | Who runs it | What the site says about joining | Price published |
|---|---|---|---|---|---|---|
| Toledo Country Club | Toledo (River Rd) | 1897 | Willie Park Jr., later Arthur Hills | Member club, 501(c)(7) | Golf and Social in age tiers from Junior (21 to 29) to Senior (44 and up); Corporate is a full golf membership with four users; the form asks which members you know | None |
| Inverness Club | Toledo (Dorr St) | 1903 | Donald Ross 1916; Andrew Green 2016 and 2024 | Member club, 501(c)(7) | An email link for membership interest. No categories, no process | None |
| Sylvania Country Club | Sylvania | 1916 | Willie Park Jr. | "Private member-owned club" | "Membership by Invitation," with Ambassador Members who present invitations; Golf or Sports Social | None |
| Highland Meadows Golf Club | Sylvania | 1925 (course, per Golf Course Architecture; the club site does not say) | Sandy Alves (same source) | Member club, 501(c)(7) | The join page is an app that renders as a login screen outside a browser; see the note below | None |
| Stone Oak Country Club | Holland | 1921, as Glengarry Country Club | S.P. Jermain; Robert Bruce Harris redesign 1954 | "Private, Member-owned," owned by the membership since 2001 | Golf, Social, Fitness, Dining; golf tiers Introductory Junior (18 to 27), Junior (28 to 32), Intermediate (33 to 42), Senior (43 and up) | None |
| Belmont Country Club | Perrysburg | Incorporated 1967, opened June 8, 1968 | Robert Bruce Harris; Arthur Hills modifications | "Private, member-owned" | Regular (41 and up), Intermediate (30 to 40), Junior (21 to 29), Social Recreational; "A Certificate of Membership is required upon joining" | None |
Three of the six are Willie Park Jr. or Donald Ross designs from the clubs' first decades, which in a market this size is unusual. Toledo had serious money in glass and autos when these clubs went in, and the courses show it.
On Highland Meadows: the club's join page is built on a members app that would not load as a page for me. The search engines index text from it describing golf and social categories with Intermediate tiers by age, and I am not going to repeat the rest of what the index says because I could not read it on the club's own page. Call the clubhouse at the number on hmgolfclub.org.
How much does it cost to join a country club in Toledo?
This is everything in public. Most of it is worthless.
| Club | Club's own figure | What the directories print | Their own disclaimer |
|---|---|---|---|
| Inverness | None | cost.golf club page: initiation "approximately $25,000 to $50,000," dues "roughly $10,000 and $15,000." cost.golf's own Ohio index, same site: "$6,500 to $25,000" and "$3,500 to $7,500." Country Club Magazine: "Rumors suggest" $75,000 to $150,000 and $15,000 to $30,000 | "Current initiation fees and annual dues are not publicly disclosed by the club." / "estimates only and should not be relied upon for making club membership decisions" |
| Toledo Country Club | None | No directory prints a figure | n/a |
| Sylvania Country Club | None | No directory prints a figure | n/a |
| Highland Meadows | None | No directory prints a figure | n/a |
| Stone Oak | None | Country Club Magazine: $20,000 initiation and $2,000 dues on one line, then "closer to $50,000" and "closer to $5,000" labeled rumor, same page | "estimates only and should not be relied upon" |
| Belmont | None | None. The Belmont pages on the directories are a different Belmont in Massachusetts or Virginia | n/a |
| Heather Downs | 2024 schedule, since removed from the site: individual $200 a month or $2,400 a year prepaid; two-player household $225 a month or $2,700; two-year commitment; range $300 or $350; prepaid cart $600 or $700 | n/a | Club's own page, labeled 2024, gone by October 29 |
| Brandywine | "A membership is no longer required"; Full Individual, Full Family, Swim; no minimums; call for rates | None | n/a |
| Fallen Timbers Fairways | 2026 green fees $23 walking and $32 riding for 18 on a weekday, $36 and $44 on a weekend morning; Emerald Club $300 individual, $385 for two, with a $200 credit | None | Club's own page |
| Stone Ridge | Platinum, Gold, Silver, Junior and Social tiers; "will NOT include any Minimums, Assessments or hidden fees"; rates by phone | None | Club's own page |
| Eagle's Landing | One player $1,200, second player same household $600, cart $800; 18 holes with a cart $30 Monday to Thursday before noon | None | Club's own page, no year on it |
Read the Inverness row again. The same directory prints two different ranges for the same club on two of its own pages, and the high end of the other directory's rumor is six times the low end of the first. Three websites are guessing in public, and I am not going to launder that into a number for you. When a private club in Toledo tells you a price, it tells you in a meeting, after you have asked.
What the IRS filings do tell you is scale, which is not price but is not nothing. Inverness reported $14,372,906 in revenue for 2024. Sylvania Country Club reported $4,242,797, Stone Oak $3,942,284, Highland Meadows $3,871,198, Toledo Country Club $3,663,057 for the year ending February 2025, and Belmont $2,260,136 for the same period. A club running $14 million a year and a club running $2 million a year are not pricing membership the same way. Use that to set expectations before the meeting, not as the number.
What did homes around each club sell for in 2026?
Every NORIS residential closing from January 1 through October 16, 2026, two ways. "Community" means the subdivisions named for the club, within a mile and a half of the clubhouse. Where there is no attached subdivision, the row is every home that closed within a half mile of the clubhouse, whatever the street.
| Club | Measured as | 2026 sales | Median close | Days on market | Typical build year | Range |
|---|---|---|---|---|---|---|
| Stone Ridge Golf Club, Bowling Green | Stone Ridge Golf Club subdivision | 9 | $465,000 | 108 | 2002 | $450,000 to $695,000 |
| Stone Oak Country Club, Holland | Stone Oak subdivisions | 17 | $440,000 | 87 | 1996 | $335,000 to $775,000 |
| Belmont Country Club, Perrysburg | Belmont Farms, Belmont Woods, Belmont Country Club | 9 | $426,000 | 37 | 1987 | $275,000 to $710,000 |
| Fallen Timbers Fairways, Waterville | Fallen Timbers subdivisions | 16 | $415,000 | 33 | 2003 | $239,900 to $550,000 |
| Brandywine Country Club, Maumee | Brandywine subdivision | 5 | $345,500 | 35 | 1984 | $208,800 to $435,000 |
| Toledo Country Club | Within a half mile | 10 | $335,500 | 37 | 1954 | $246,000 to $679,889 |
| Highland Meadows Golf Club, Sylvania | Highland Meadows and The Meadows | 16 | $288,000 | 35 | 1963 | $180,000 to $685,000 |
| Inverness Club | Within a half mile | 11 | $225,000 | 30 | 1955 | $77,500 to $335,900 |
| Heather Downs Country Club | Heatherdowns subdivisions | 33 | $182,000 | 38 | 1951 | $88,000 to $265,000 |
| Sylvania Country Club | Within a half mile | 30 | $177,250 | 55 | 1970 | $119,900 to about $1.26 million |
| Eagle's Landing, Oregon | Eagles Landing subdivision | 2 | too few to call |
Whole NORIS MLS over the same period, same pull: 7,467 closings, median $216,000, 46 days on market. The market pages on this site run through September 28 and show 40 days; the extra two and a half weeks and the different cut are the gap.
Read these before you read anything into that table.
The samples are small. Nine sales at Belmont and five at Brandywine are directionally useful and nothing more. I print them because a small true number beats a confident made-up one, and because I would rather you see the range than the median. Stone Oak's $335,000 to $775,000 is the story; $440,000 is just the middle of it.
The slow ones are slow for a reason. Stone Ridge at 108 days and Stone Oak at 87 days on market, against 46 for the whole MLS, are the two communities where the houses are big, 1990s and 2000s builds, priced in the top 10 percent of the market, and where the buyer pool is thin. A golf-course house at $500,000 in Holland is a 90-day listing in this market, and anyone who tells a seller otherwise is going to learn it the expensive way. Fallen Timbers at 33 days, Highland Meadows and Brandywine at 35 and Belmont at 37 all move.
The old clubs do not have a community, and their surroundings are a mix. Inverness, Toledo Country Club and Sylvania Country Club went in between 1897 and 1916, long before anyone built a subdivision around a golf course on purpose. A half mile from the Sylvania clubhouse takes in a seven-figure closing on the course and 14 condo closings in Versailles in the Woods, which is how you get a $177,250 median next to a seven-figure sale. Near Inverness the half-mile circle is 1950s Toledo housing at $225,000, and the Ottawa Hills side of it is its own market, which I covered in whether Ottawa Hills homes are overpriced. The number to take from those three rows is the range, not the median.
The eleven clubs, one at a time
Inverness Club, Toledo
Founded 1903, Donald Ross in 1916, Andrew Green restorations in 2016 and 2024, and the one club of the six with a men's major championship history. The website offers an email address if you are interested in membership and nothing else: no categories, no process, no price. The directories guess from $6,500 to $150,000 for initiation depending on which page you land on, and the club's $14.4 million in 2024 revenue is the only hard number in public. There is no Inverness subdivision. The homes within a half mile closed at $225,000 on 11 sales, 1950s houses on the Dorr Street side.
Toledo Country Club
Established 1897 on thirty acres along the Maumee, Willie Park Jr. then Arthur Hills, and the most transparent of the six private clubs about its structure. Golf and Social memberships run in age tiers, Junior at 21 to 29 through Senior at 44 and up, with an Out of Town category past 50 miles and a Corporate membership that is a full golf membership with four users. The inquiry form asks which current members you know, which is as close as any of the six comes to saying how the door opens. No price, and no directory even guesses. Within a half mile of the clubhouse on River Road, 10 homes closed at a median of $335,500, 1950s houses from $246,000 to $679,889.
Sylvania Country Club
1916, Willie Park Jr., member-owned, and "Membership by Invitation" in the club's own words, with a group it calls Ambassador Members who present the invitation. Golf or Sports Social. No price, no directory figure. The half-mile circle around the Corey Road clubhouse is 30 closings at a $177,250 median because Versailles in the Woods, a condo community, sits inside it with 14 of the 30; the top of the circle is a seven-figure closing on the course. If you want a house on Sylvania Country Club, you are shopping the range, not the median, and the inventory is a handful of houses a year.
Highland Meadows Golf Club, Sylvania
Golf Course Architecture puts the course at 1925 by Sandy Alves; the club's own site does not say. It files as a member club with $3.9 million in 2024 revenue. The join page is a members app that would not render for me, so I am not quoting it. The Highland Meadows and The Meadows subdivisions along the course closed 16 homes at a median of $288,000, 1960s houses from $180,000 to $685,000, 35 days on market. That is the cheapest way onto a private course in Sylvania by a wide margin, and the 1960s build year is the inspection: original windows, the panel, the age of the roof, and where the water goes when the course drains toward the lot.
Stone Oak Country Club, Holland
Founded 1921 as Glengarry Country Club, S.P. Jermain's original course redesigned by Robert Bruce Harris in 1954, bought by a developer in 1988 and transferred to the membership in 2001, which is why it is both a member-owned club and the center of a planned community. Golf tiers run Introductory Junior at 18 to 27 up to Senior at 43 and up, plus Social, Fitness and Dining. No price on the site. Country Club Magazine prints $20,000 and $2,000 on one line and "closer to $50,000" and "closer to $5,000" as a rumor on the same page, which tells you what that page is worth. The club told the Toledo Blade in 2010 that membership is not necessary to live there and sponsorship is not necessary to join. The Stone Oak subdivisions closed 17 homes at $440,000, from $335,000 to $775,000, 29 percent at or over $500,000, at a median of 87 days on market. Stone Oak has the biggest private-club housing stock in the table and, after Stone Ridge, the slowest-moving. Price it like a 90-day listing.
Belmont Country Club, Perrysburg
Incorporated July 9, 1967, opened June 8, 1968, Robert Bruce Harris with later Arthur Hills work, and the club's history page says the land was developed "into a golf course and a residential area with one-acre homesites." Member-owned. Regular membership at 41 and up, Intermediate 30 to 40, Junior 21 to 29, and a Social Recreational membership that includes five starts of golf; "A Certificate of Membership is required upon joining," which is the club's equity structure in one sentence. No price. Every directory page for "Belmont Country Club" is a different Belmont, so there is not even a bad estimate to argue with. The Belmont Farms, Belmont Woods and Belmont Country Club subdivisions closed 9 homes at $426,000, from $275,000 to $710,000, 1980s houses on those one-acre lots, 37 days on market. Second-fastest of the private-club communities, behind Highland Meadows at 35, and the one I would look at first for a buyer who wants the course without the Stone Oak days-on-market problem. Perrysburg carries the housing numbers.
Heather Downs Country Club, Toledo
Established 1924 as a horse-racing track, an Arthur Hills redesign in 1988, privately owned, and now, in the club's own capitals, "OPEN TO THE PUBLIC!" with a semi-private golf membership. On October 17 its site carried a 2024 schedule, the only private-club-style price list in Toledo anyone had published: $200 a month or $2,400 prepaid for an individual, $225 or $2,700 for two players in a household, two-year commitment, range and cart packages on top. That page is gone now, so call before you count on it. Green fees float with demand. The Heatherdowns page on this site counts the first plat alone through September 28: 19 closings at $176,000. Add Heatherdowns Second and run it through October 16 and it is 33 homes at $182,000, 1950s houses from $88,000 to $265,000; the half-mile circle is $250,000. This is the entry point, both for the golf and for the housing.
Brandywine Country Club, Maumee
Arthur Hills, 1967, and a site that opens with "A MEMBERSHIP IS NO LONGER REQUIRED, BUT YOU ARE GOING TO WANT ONE!" Full Individual, Full Family and Swim categories, no minimums, rates by phone. A Texas owner listed the club for sale at $2.95 million in 2012; the current owner is not published. The Brandywine subdivision closed 5 homes at $345,500, 1980s houses, and the half-mile circle around the Salisbury Road clubhouse is 18 closings at $372,450 with a top sale north of $1.1 million and an 82-day median, which is the Maumee high end taking its time. Maumee has the town numbers.
Fallen Timbers Fairways, Waterville
Public, and the most forthcoming club on the list because it has nothing to hide: 2026 green fees are $23 walking or $32 riding for 18 holes on a weekday and $36 or $44 on a weekend morning, and the Emerald Club is $300 for an individual or $385 for two with a $200 credit built in. The course does not publish an opening year or an architect; a golf directory puts it at 1990. The Fallen Timbers subdivisions closed 16 homes at $415,000, 2000s houses from $239,900 to $550,000, 33 days on market. That is the fastest golf community in the table at a price $25,000 under Stone Oak with a public course next door, and it is the one buyers overlook because the club is not private. Waterville is the town page.
Stone Ridge Golf Club, Bowling Green
An Arthur Hills public course on 150 acres (the club does not publish an opening year), with Platinum, Gold, Silver, Junior and Social memberships, 21-day advance tee times for full golf members against one week for the public, and the club's own line that memberships "will NOT include any Minimums, Assessments or hidden fees." Rates by phone. The Stone Ridge Golf Club subdivision closed 9 homes at $465,000, from $450,000 to $695,000, 44 percent at or over $500,000, and a 108-day median on market, the slowest community on the list. Bowling Green does not have a deep pool of $500,000 buyers, and this is what that looks like in the data. The highest median on the list is also the one I would price most carefully.
Eagle's Landing Golf Club, Oregon
Public, Brian Huntley, on the Lake Erie shore off Bay Shore Road, with a one-player membership at $1,200, $600 for a second player in the household, and $800 for a cart. Two homes closed in the Eagles Landing subdivision this year, too few to report. The half-mile circle is two sales, one 1920s house and one 1970s house, around $178,750. I include it because it is a golf course with a membership price in public, and I will not rank it on two closings.
Does buying a house in a Toledo golf community include the club?
Not in anything I could find. Stone Oak told the Blade in 2010 that it is not necessary to be a member to live there. Belmont's page ties a Certificate of Membership to joining and says nothing about an address. Highland Meadows, Fallen Timbers, Stone Ridge, Brandywine and Heather Downs make no residency statement at all. No HOA declaration I could locate for any of these communities mentions the club. Treat the house and the membership as two purchases with two prices, one of which you will learn in the first showing and the other in a meeting with the membership director.
Which golf community is the best value around Toledo?
Fallen Timbers, if value means a 2003 house on a course at $415,000 that sells in 33 days. Belmont, if value means the private club with one-acre lots at $426,000 and a 37-day market. Highland Meadows, if value means a private club at a $288,000 median, with the 1960s inspection list that comes with it. And Stone Oak is the one where the buyer has the leverage, because 87 days on market means the seller has been waiting for you.
Two inspection notes that apply to all of them. Houses on a course take the course's water: I want to see where the fairway drains, where the downspouts dump, and whether the lot sits below the grade of the hole behind it. And a 1990s golf-course house around Toledo was often a semi-custom build with a big roof and a lot of windows; the roof age and the window seals are where the money goes.
For the full inventory, every active golf-course listing in the metro is at homes for sale on a golf course. The west-side towns are compared in best suburbs of Toledo.
Thinking about buying or selling on one of these courses? Send me the address and I will pull what closed on the fairway streets around it, not the town median. Contact Adam Geuy at Blacktree Realty, 419-540-8659, or grab a time at calendly.com/adam-geuy.
Club facts are from each club's own website and, where stated, from the Form 990 filings on ProPublica's Nonprofit Explorer and the third-party directories named, checked October 17, 2026. Directory figures are reproduced with their own disclaimers and are not the clubs' prices. Sold figures are aggregates; no individual sold listing is displayed. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through October 16, 2026.
Sylvania by the numbers
445 homes closed in Sylvania in 2026 through November 9, 2026, median $341,000, middle half $249,900 to $444,900, a median 40 days on market. 84 active today, 2.1 months of supply. Full read: the Sylvania housing market page.
84 homes for sale in Sylvania right now, 9 of them new this week, live from the MLS: see every listing, or narrow it: homes under $250,000 (23), homes $250,000 to $500,000 (44), homes $500,000 to $1,000,000 (16), homes with a pool (3), waterfront, lake and pond homes (6), homes with a first-floor primary suite (7), ranch and one-story homes (46), homes with a finished basement (18).
- ZIP codes: 43560 (445 sales, median $341,000)
- School districts: Sylvania City School District (4.5 of 5 on the state report card), Evergreen Local School District (4 of 5 on the state report card)
- Neighborhoods with enough sales to measure: Farmbrook (20), Lincoln Woods (18), Quarry Ridge (15), Versailles In The Woods (14), Highland Meadows (12), Bridgecreek (12), Stonehenge (11), Woodstream Farms (10)
- By feature: homes with a pool in Sylvania (53), waterfront homes in Sylvania (43), condos in Sylvania (60), ranch and single-story homes in Sylvania (112), homes with a 3-car garage in Sylvania (61)
MLS record, aggregates only, refreshed monthly. A town median describes the town; the comparables for one house are a different pull.
Common questions
How much does it cost to join a country club in Toledo, Ohio?
The six private clubs do not publish it. Inverness, Toledo Country Club, Sylvania Country Club, Highland Meadows, Stone Oak and Belmont all list membership categories and an inquiry form and no dollar figure. The third-party directories that guess disagree with themselves: one site puts Inverness initiation at $25,000 to $50,000 on its club page and $6,500 to $25,000 on its own Ohio index, and another calls $75,000 to $150,000 a rumor. The published numbers belong to public courses: Eagle's Landing $1,200 a year for one player and Fallen Timbers $300 for its Emerald Club. Heather Downs posted a 2024 schedule at $2,400 a year for an individual that is no longer on its site.
Which Toledo country club community has the most expensive homes?
The Stone Ridge Golf Club subdivision in Bowling Green, a public course, at $465,000 on 9 sales and 108 days on market. Among the six private-club communities, Stone Oak in Holland leads: 17 homes closed at a median of $440,000, from $335,000 to $775,000, with 29 percent at or above $500,000. The Belmont subdivisions in Perrysburg were next at $426,000 on 9 sales, then Fallen Timbers in Waterville at $415,000 on 16. All on NORIS closings from January 1 through October 16, 2026.
Does buying a house in Stone Oak or Belmont include the club?
No. Stone Oak Country Club told the Toledo Blade in 2010 that it is not necessary to become a member and not necessary to be sponsored by a member to join, and nothing on the club's site today ties membership to an address. Belmont's membership page says a Certificate of Membership is required upon joining and says nothing about residency. Neither club site, and no HOA document I could find, says a home purchase includes or requires membership.
Is Inverness Club in Toledo private?
Yes. Inverness was founded in 1903, hired Donald Ross in 1916 for the 18-hole layout, and had Andrew Green restore the course in 2016 and 2024. It files as a 501(c)(7) member club with $14,372,906 in 2024 revenue, the largest of the six by a wide margin, and its website gives an email address for membership interest and no categories or prices. There is no attached subdivision; the 11 homes that closed within a half mile of the clubhouse between January 1 and October 16, 2026 had a median price of $225,000.
Which Toledo golf courses are open to the public?
Heather Downs, which started private in 1924 and now says it is open to the public with a semi-private membership; Brandywine in Maumee, whose site says a membership is no longer required; Fallen Timbers Fairways in Waterville at $23 to $44 for 18 holes in 2026; Stone Ridge in Bowling Green, an Arthur Hills public course with tiered memberships; and Eagle's Landing in Oregon on the Lake Erie shore at $30 for a weekday round with a cart.