118 homes for sale in ZIP 45840 (Findlay)

118 homes are for sale in ZIP 45840 as of November 12, 2026. 6 of the homes are Coming Soon listings: in the MLS now, open for showings on the on-market date. One is an auction listing with no set asking price. One is a rental resort or similar business, left out of the price figures. The count comes from the MLS's public listing feed, checked every 6 hours; a listing whose seller opted out of internet display will not appear here.

Yes. 4 homes for sale in ZIP 45840 have a public open house in the seven days after November 12, 2026: 1031 Hurd Avenue, Findlay (Saturday, November 14 at 11:00 AM to 1:00 PM ET), 6959 W State Route 12, Findlay (Saturday, November 14 at 11:00 AM to 12:30 PM ET), 901 W Melrose Avenue, Findlay (Sunday, November 15 at 11:00 AM to 1:00 PM ET) and 135 Northcliff Drive, Findlay (Sunday, November 15 at 12:00 PM to 2:00 PM ET). Times are from the MLS; confirm with the listing before you go, and bring your own agent. Every open house in Greater Toledo is on the open-house page.

Asking prices in ZIP 45840 run from $15,000 to $1,925,000, with a median asking price of $299,900, and the middle half sits between $209,900 and $399,900. Homes that closed in ZIP 45840 between January 1 and November 9, 2026 sold for a median of $250,000 across 563 sales. Asking prices are what sellers hope for; the closed sales are what buyers paid. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

Condos that closed in ZIP 45840 between January 1 and November 9, 2026 sold for a median $247,500 on 38 sales; single-family homes sold for a median $259,950 on 500 sales, 5% more. The condo figure usually carries an association fee the house does not, so compare the monthly cost, not only the price. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

Asking prices on the 118 homes for sale in ZIP 45840 run a median of $165 per finished square foot. Price per foot rewards small homes and punishes big ones, so use it to compare ZIP 45840 with the next town over, not to price one house. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

160 homes in ZIP 45840 closed in the 90 days ending November 9, 2026, at a median $261,500 (about $165 a square foot), after a median 49 days on the market. The full year's median is $250,000 on 563 sales; the gap between the two is the direction the market moved. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

Up 0.9%: the median home that closed in ZIP 45840 between January 1 and November 9, 2026 sold for $250,000 on 563 sales, against $247,650 on 520 sales over the same dates in 2025. Medians move with what sold as much as with what homes are worth, so a shift of a few percent is noise; a shift of ten is a market. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

In ZIP 45840: the median home for sale asks $299,900, homes sold for a median $250,000 from January 1 through November 9, 2026, the typical home was built around 1967, lots run about 0.28 acres, 2 listings are new construction and most listings are in the Findlay City School District (3 of 5 stars on the 2025-26 Ohio School Report Card). Today's median asking price sits 20% above what homes closed for this year. Walk two or three of the listings on this page with me and you will know in an afternoon whether it fits. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

The median listing in ZIP 45840 has 3 bedrooms and 2 bathrooms and about 1,794 finished square feet, built around 1967. Construction years on the market run from 1870 to 2026. Listing by listing, the asking price per finished square foot runs a median of about $165.

On the market in ZIP 45840 right now: 98 single-family homes, 10 condos, 5 duplexes and 4 manufactured homes. 1 home sits on leased land (a manufactured-home community), so the price covers the home and not the lot. Lot rent, where listed, runs about $415 a month (the MLS HOA field on those listings).

86 of the 118 homes in ZIP 45840 with a district on record are in the Findlay City School District, rated 3 of 5 stars overall on the 2025-26 Ohio School Report Card. The rest are in the Liberty-Benton Local School District (22, 4.5 of 5 stars), the Van Buren Local School District (7, 4 of 5 stars) and 2 other districts. The district comes from each listing's MLS record; attendance zones move, so confirm the assigned schools for any specific address with the district.

Homes that closed in ZIP 45840 between January 1 and November 9, 2026 were on the market a median of 49 days and sold for a median 98.1% of their original asking price, with 30% closing above it. The homes for sale right now have been listed a median of 34 days; that measures the ones still waiting, not how fast homes sell. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

30% of the 563 homes that closed in ZIP 45840 between January 1 and November 9, 2026 sold above their original asking price, and the median sale was 98.1% of the original ask. Some homes draw competition; most close at or under ask. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

The homes for sale in ZIP 45840 were built between 1870 and 2026, with a median build year of 1967: 1960s and 1970s housing stock, and the homes that closed this year were a similar age. Age is on the MLS record for each listing; the roof, furnace and windows are on the inspection report, not here.

Measured in a straight line from the center of the homes for sale, ZIP 45840 is about 42 miles from downtown Toledo, about 44 miles from ProMedica Toledo Hospital, about 41 miles from University of Toledo Medical Center and about 38 miles from Toledo Express Airport. Those are map distances, not drive times; traffic on the specific route decides the commute, and I will drive it with you at the hour you would.

41 of the 719 homes that sold this year or are listed now in ZIP 45840 (6%) sit inside FEMA's Special Flood Hazard Area, the 1-percent-annual-chance floodplain where a federally backed mortgage requires flood insurance. The flood map is drawn by the parcel, so check the specific address on FEMA's Map Service Center before you write an offer. Mapped November 10, 2026.

ZIP 45840 has about 2.2 months of supply: 118 homes for sale against roughly 55 closings a month this year. By the usual yardstick (under three months favors sellers, over six favors buyers) that is a seller's market. Based on information from the Northwest Ohio Real Estate Information Systems, Inc. Multiple Listing Service for the period January 1, 2026 through November 9, 2026.

64 of the 118 homes for sale in ZIP 45840 (54%) are now priced below their original asking price, by a median 4.8%.

2 homes for sale in ZIP 45840 are new construction or built in the last two years. The on-site sales rep represents the builder, so bring your own agent to the first visit.

On the resale homes for sale in ZIP 45840, annual property tax runs about 0.87% of the asking price, a median of $2,532 a year, as reported on the MLS. New-construction listings are left out: until the county reassesses a finished home, the MLS shows the tax on the bare lot. The bill follows the county's assessed value and the levies of the school district and township, so two homes at the same price can differ; check the county auditor's record for a specific address.

15 listings report an HOA fee, with a median of about $100 a month as entered on the MLS; 91 listings report no HOA. Fees are set per community and per billing period, so confirm the current amount for any specific home.

The median lot among the houses for sale in ZIP 45840 is 0.28 acres (about 11,979 square feet), and 12 listings sit on an acre or more, from the acreage on each MLS record.

Hillcrest Estates (3), Liberty-Dold Farms (3), Thompson Addition (2), Forest Lake (1), Hunter's Creek (1), Northern Heights 3RD (1) and Shedd & Gregg add (1). Each has its own page with every listing and its own numbers.

I'm Adam Geuy, a REALTOR with Blacktree Realty, and I work with buyers and sellers across Greater Toledo. Every active listing on this page links to its own page, where a Book a tour button goes straight to my calendar (Coming Soon homes open for showings on their on-market date), and a free market report if you want to know whether a home is priced right or what your own home in ZIP 45840 could bring. Call or text me at 419-540-8659.

ZIP 45840 had 54,559 residents in 23,773 households, median age 38.9, in the 2020-2024 American Community Survey. It counts 25,499 housing units, 67% of them single-family detached houses.

The median household in ZIP 45840 earned $68,083 a year (2020-2024 ACS, in that period's dollars). 66% of occupied homes are owner-occupied; the median gross rent is $986 a month.

Owners in ZIP 45840 put the median value of their homes at $213,000 in the 2020-2024 survey. That is an owner's estimate averaged over five years, not a sale price; the MLS median that actually closed this year is $250,000. The median home there was built in 1975.

84% of workers living in ZIP 45840 got to work in under 30 minutes (2020-2024 ACS). That is the residents' own reported travel time, not a drive-time estimate for any address.