Greater Toledo ยท ZIP 45840

45840: Findlay

563 homes closed in this ZIP so far in 2026 at a median of $250,000, a median 49 days on market. Here is the ZIP the way the MLS actually records it: what sold, for how much, how fast, which districts the homes sit in, and how much is on the market right now.

563closings, 2026 YTD
$250,000median sale price
49median days on market
108active at the export

What did homes in 45840 sell for in 2026?

MeasureValueBasis
Closed sales563MLS closings Jan 1 to Nov 9, 2026, residential
Median sale price$250,000every closing above
Year over year, January 1 to Nov 92025: $247,650 on 520 closings. 2026: $250,000 on 563, +0.9%
Median days on market49list to contract
Middle half of sales (25th to 75th percentile)$185,600 to $350,000half of all closings landed in this band
Fastest and slowest quarter of sales35 and 86 daysa quarter sold faster, a quarter slower
Sale price as % of original asking, median98.1%30% closed above asking
Closed under $300,00065%share of closings
Closed at $500,000 or more9%share of closings
Active listings at the export date108median asking $299,900

What the spread says: half of everything that closed here landed between $185,600 and $350,000, so a house priced outside that band is competing with a much smaller pool of buyers. The fastest quarter of sales went under contract in 35 days or less, and 30% closed above the original asking price, which is what a well-priced first weekend looks like. The slowest quarter sat 86 days or more; that is where the price cuts live.

A ZIP-wide median describes the ZIP, not your house. If you own or want a specific home here, send me the address and I will pull the comparable sales that actually apply to it.

Which school districts are in 45840?

A ZIP code is a mail route. A school district is a taxing boundary. They overlap and they disagree, which is why the address decides. Where this year's closings actually landed:

Confirm any address against the county parcel record before you rely on the district.

Where is 45840?

Mailing cities inside the ZIP: Findlay. County: Hancock County.

Buying or selling in 45840?

Tell me the street and the budget and I will run the actual comparables, not the ZIP average. Call or text 419-540-8659, tell me what you are looking for, or ask what your house would sell for.

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Questions people ask about 45840

What is the median home price in 45840?

$250,000, across 563 closings between January 1 and November 9, 2026. 65% of those closed under $300,000 and 9% closed at $500,000 or more, so the median is one number over a wide spread.

How fast do homes sell in 45840?

Median 49 days on market for 2026 closings. Half sold faster than that, and the ones that sat were usually priced against the wrong comparables.

Which school districts are in the 45840 ZIP code?

Closings this year fell inside Findlay City School District (79%), Liberty-Benton Local School District (10%), Van Buren Local School District (7%). A ZIP code is a postal route, not a school boundary, so the address decides, not the ZIP.

How much do condos cost in ZIP 45840 versus houses?

Condos sold for a median $247,500 on 38 closings in 2026 through November 9, 2026; single-family homes for $259,950 on 500. The condo usually carries an association fee the house does not, so compare the monthly cost, not only the price.

Is ZIP 45840 in a flood zone?

41 of the 719 homes that sold this year or are listed now in ZIP 45840 (6%) sit inside FEMA's Special Flood Hazard Area, the 1-percent-annual-chance floodplain where a federally backed mortgage requires flood insurance. The flood map is drawn by the parcel, so check the specific address on FEMA's Map Service Center before you write an offer. Mapped November 10, 2026.

Are home prices in 45840 going up or down this year?

Up: the median home that closed in 45840 between January 1 and November 9, 2026 sold for $250,000 on 563 sales, against $247,650 on 520 sales over the same dates in 2025, +0.9%. Medians move with what sold as much as with what homes are worth, so a shift of a few percent is noise; a shift of ten is a market.

Data: MLS closings and active listings compiled by Adam Geuy, Blacktree Realty, through 2026-11-09. Aggregates only; no individual listing is shown here.