Stone Oak

9 closed between January 1 and November 9, 2026, from $375,000 to $650,000, median $457,500. Holland as a whole ran $345,000 over the same dates.

Median 75 days from list to contract, against 42 for Holland. 0 listed right now at a median asking price of not listed.

Closings in Holland this year fell mostly in Toledo City School District, Springfield Local School District. The parcel record decides for a specific address, and attendance zones inside a district move.

Stone Oak closed at a median $457,500 on 9 sales between January 1 and November 9, 2026, a median 75 days on the market (a small sample). Nearby neighborhoods over the same period: Apple Blossom $435,495 on 8 sales, 92 days. Per finished square foot: Stone Oak $154, Apple Blossom $192. That is the highest median of the 2. Same source, same dates; the differences are what buyers paid, not a grade.

SOHA charges an annual per-lot fee that funds common areas, entrances, ponds, cul-de-sacs and lakes; unpaid fees become a lien. The dollar amount is not published on the public pages. The SOHA annual fee is due May 1 each year. Yes. Villa owners in the Village of Stone Oak belong to a second association, the Village of Stone Oak Owners' Association, whose maintenance fee was $165 per month as of the rules dated January 1, 2024; it covers mowing, fertilizing, weed control, snow removal, spring/fall cleanup, garbage and recycling. The Sanctuary (eight villas and one home by the 13th fairway) has its own homeowners association; the Village of Stone Oak (about 170 villas) pays a monthly maintenance fee covering lawn, snow and garbage. SOHA's annual fee maintains the subdivision's common areas, entrances, ponds, cul-de-sacs and lakes (not the golf course, which the club maintains). Motorized boats and motors are banned on the lakes and ponds; the golf course is for golfers only, not for walking. The master association is the Stone Oak Homeowners Association, abbreviated SOHA. The community's property manager is Erin Osstifin of RE/MAX Preferred Associates, Maumee. SOHA's official website is stoneoak-community.com (resident pages such as HOA Financial Information and Architectural Control require a login). SOHA publishes the recorded deed restrictions for Plats 1-6, the Plat I amendment, the Sanctuary and Stone Oak Woods declarations, the SOHA Code of Regulations and the Village rules on its Governance page. In the source's own words: “The Stone Oak Homeowners Association assess an annual fee per lot which is used to maintain common areas, entrances, ponds, cul-de-sacs, lakes, etc. within the subdivision. If this fee is not paid a lien is placed on the property.” Sources: Stone Oak Policies and Procedures, eff. 3/8/2023 (SOHA site PDF); Village of Stone Oak Owners' Association Rules and Regulations, dated January 1, 2024 (SOHA site PDF); Stone Oak Community (SOHA official site), About Stone Oak; Stone Oak Community (SOHA official site), home page; Stone Oak Community (SOHA official site), Governance, read October 29, 2026.

Source: Stone Oak Policies and Procedures, eff. 3/8/2023 (SOHA site PDF); Village of Stone Oak Owners' Association Rules and Regulations, dated January 1, 2024 (SOHA site PDF); Stone Oak Community (SOHA official site), About Stone Oak; Stone Oak Community (SOHA official site), home page; Stone Oak Community (SOHA official site), Governance

Village of Stone Oak villas may be leased, but leases must be written, filed with the property manager, and bind tenants to the rules and declarations. No minimum term, rental cap or short-term ban is stated in the published Village rules. In the source's own words: “Residential leases must be in writing, and copies of leases must be provided to the Property Manager referenced in Item 4 above, and must include the tenants' names.” Source: Village of Stone Oak Owners' Association Rules and Regulations, Section 20 Rentals, dated January 1, 2024 (SOHA site PDF), read October 29, 2026.

Source: Village of Stone Oak Owners' Association Rules and Regulations, Section 20 Rentals, dated January 1, 2024 (SOHA site PDF)

All new construction and any exterior modification, including deck and dock changes, must be reviewed by the Architectural Control Committee (five Stone Oak residents) before work starts. Fence rule in the recorded Plat One declaration: lots 216-409 may have no fences at all; other lots may have only see-through (split-rail type) fences no taller than four feet, set at least five feet off the rear lot line, and all fences need Architectural Control Committee approval. Fences may not be built on common areas. In the source's own words: “Also all new construction, modifications to the exterior of pre-existing homes or changes to decks or docks, etc. must be presented and reviewed by this committee prior to the commencement of said changes.” Sources: Stone Oak Policies and Procedures, eff. 3/8/2023 (SOHA site PDF); Declaration of Rights and Restrictions as to Stone Oak Country Club Plat One, Section 1.15 (scanned PDF on SOHA site; text read by OCR), read October 29, 2026.

Source: Stone Oak Policies and Procedures, eff. 3/8/2023 (SOHA site PDF); Declaration of Rights and Restrictions as to Stone Oak Country Club Plat One, Section 1.15 (scanned PDF on SOHA site; text read by OCR)

Stone Oak Country Club is separate from the HOA: owning a lot gives no right to use the club or golf course and no membership preference; owners apply like the general public. The club itself is a private, member-owned club (ownership passed from the developer to the membership in 2001). In the source's own words: “No owner of any lot shall have any rights or privileges.” Sources: Declaration of Rights and Restrictions as to Stone Oak Country Club Plat One, Section 7.2 (scanned PDF on SOHA site; text read by OCR); Stone Oak Country Club official site, About Us, read October 29, 2026.

Source: Declaration of Rights and Restrictions as to Stone Oak Country Club Plat One, Section 7.2 (scanned PDF on SOHA site; text read by OCR); Stone Oak Country Club official site, About Us

Homes that closed in Stone Oak between January 1 and November 9, 2026 sold for a median $154 per finished square foot, against $165 for Holland over the same dates. Price per foot rewards small homes and punishes big ones, so use it to compare Stone Oak with the next neighborhood, not to price one house.

The homes that sold in Stone Oak between January 1 and November 9, 2026 were built in a median year of 1995. The roof, furnace and windows on a specific house are on its inspection report, not here.

Of the 9 homes that sold in Stone Oak between January 1 and November 9, 2026, 5 were villas, 4 were single-family homes, as the MLS records the property type.

The median lot among the homes that sold in Stone Oak between January 1 and November 9, 2026 was 0.32 acres, about 13,939 square feet, as listing agents entered it. The county auditor's parcel record has the exact dimensions for a specific address.

None of the 9 homes that sold this year or are listed now in Stone Oak sit inside FEMA's Special Flood Hazard Area, the 1-percent-annual-chance floodplain where a federally backed mortgage requires flood insurance, on the current flood map. The flood map is drawn by the parcel, so check the specific address on FEMA's Map Service Center before you write an offer. Mapped November 10, 2026.

Source: FEMA National Flood Hazard Layer

Measured in a straight line from the center of the homes that sold there, Stone Oak is about 11 miles from downtown Toledo, about 8 miles from ProMedica Toledo Hospital, about 7 miles from University of Toledo Medical Center and about 5 miles from Toledo Express Airport. Those are map distances, not drive times; traffic on the specific route decides the commute, and I will drive it with you at the hour you would.

Stone Oak is in Holland, Lucas County, Ohio, ZIP code 43528, with this year's closings falling in the Toledo City School District and Springfield Local School District. The subdivision name is the one the MLS records on each listing; the county parcel record settles any address.

The Census reports on towns and ZIP codes, not on Stone Oak itself. Holland, the town around Stone Oak, had 1,438 residents in 702 households, median age 52.6, in the 2020-2024 American Community Survey. It counts 738 housing units, 64% of them single-family detached houses.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (via Census Reporter)

The Census reports on towns and ZIP codes, not on Stone Oak itself. The median household in Holland, the town around Stone Oak earned $64,868 a year (2020-2024 ACS, in that period's dollars). 62% of occupied homes are owner-occupied; the median gross rent is $833 a month.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (via Census Reporter)

The Census reports on towns and ZIP codes, not on Stone Oak itself. Owners in Holland, the town around Stone Oak put the median value of their homes at $256,000 in the 2020-2024 survey. That is an owner's estimate averaged over five years, not a sale price; the MLS median that actually closed this year is $457,500. The median home there was built in 1976.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (via Census Reporter)

The Census reports on towns and ZIP codes, not on Stone Oak itself. 78% of workers living in Holland, the town around Stone Oak got to work in under 30 minutes (2020-2024 ACS). That is the residents' own reported travel time, not a drive-time estimate for any address.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (via Census Reporter)

Down: the median sale in Stone Oak ran $457,500 across 9 closings in 2026 through November 9, 2026, against $485,000 across 15 closings in all of 2025, -5.7%. A neighborhood median moves with which homes happened to sell, so a few percent either way is noise; read the range with it.